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EMEA Insurance Market Report 2014


With abundant capacity and fierce competition among insurers favorable conditions continue to prevail for buyers of insurance in Europe, Middle East, and Africa.

With a diminished appetite for poor risks and/or risks with adverse claims histories, underwriters have begun requesting a greater range and depth of information from buyers – placing even greater importance on the need for detailed and comprehensive risk management.

Marsh’s annual Europe, Middle East, and Africa (EMEA) Insurance Market Report provides detailed information on commercial and specialty insurance market trends in more than 30 countries.

Key findings from the report:

  • Although insurance market rates across Europe, the Middle East, and Africa remained largely stable throughout the first three quarters of 2013, rate reductions across most lines of business in the last quarter and for January 1st renewals mark a downward pricing trend that is expected to continue in 2014.
  • Rates for general liability insurance have on average reduced by up to 10% in 2013.
  • Property rates fell by up to 15%.
  • Only four countries across the EMEA region witnessed rate increases in 2013.
  • Rates for directors and officers liability insurance fell on average up to 10%.