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Risk Management and Insurance Implications of Ebola


The current outbreak of the Zaire strain of the Ebola virus has claimed thousands of lives across West Africa while the isolated emergence of the disease in the US and elsewhere has triggered widespread public concern. Although health officials assert that a large-scale outbreak in Australia is unlikely, it is prudent for organisations to identify, understand, and prepare for the potential risks to their businesses and employees.

A number of insurance policies may offer some protection from financial and operational impacts as a result of the evolving threat of Ebola. At the same time, effective risk management and mitigation actions can help minimise the potential damage of the disease before and after it presents as a threat to organisations.

Marsh Pty Ltd (ABN 86 004 651 512, AFSL 238983) (“Marsh”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226827) which is a related entity of Marsh. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from JLT Risk Solutions on request. Full information can be found in the JLT Risk Solutions Financial Services Guide.