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Workplace Health and Safety Insurance Amendments for NSW and WA


The impact on the Workplace Health and Safety Act on Specific Classes of Insurance

Following on from our earlier Workplace Health and Safety update , recent amendments have been made to work health and safety legislation in New South Wales and Western Australia, specifically around the cover of insurance. Commencing on 10 June 2020 in NSW, workplace health and safety insurance amendments made to the Work Health & Safety Act 2011 (NSW) (“the NSW Act”) under the Work Health and Safety Amendment (Review) Act 2020 (NSW) (“the NSW Amending Act”) made it an offence to enter into a contract of insurance or other arrangement covering a liability for a monetary penalty imposed under the NSW Act. It is also an offence under the NSW Act to provide insurance or other arrangement, or grant of indemnity, with respect to such a liability, or to take the benefit of such insurance, arrangement or grant. 

Western Australia has since followed NSW’s lead by passing the Work Health and Safety Act 2019 (WA) (“the WA Act”), which received royal assent on 10 November 2020. Coming into effect in 2021, the new workplace health and safety insurance provisions in WA will make it an offence to:

  • enter into, or offer to enter into, an insurance policy that purports to indemnify a person for the person’s liability to pay a fine for an offence against the WA Act; or
  • indemnify, or offer to indemnify, another person for the other person’s liability to pay a fine for an offence against the WA Act; or
  • be indemnified, or agree to be indemnified, by another person for a liability to pay a fine for an offence against the WA Act; or
  • pay to another person, or receive from another person, an indemnity for a fine for an offence against the WA Act1

Our latest Workplace Health and Safety whitepaper specifically examines the workplace health and safety insurance amendments and the implications the above changes may have on specific classes of insurance. 

Read the full whitepaper here.

Alternatively, if you would like to discuss what these amendments may mean for your organisation, contact our Workplace Health and Safety experts, here.

Section 272A of the WA Act.

LCPA: 20/632

Marsh Pty Ltd (ABN 86 004 651 512, AFSL 238983) (“Marsh”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226827) which is a related entity of Marsh. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from JLT Risk Solutions on request. Full information can be found in the JLT Risk Solutions Financial Services Guide.