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Small and midsize business insurance can be complex. Marsh Advantage Insurance can help you identify risks and ensure your business is adequately covered through affordable and competitive insurance.

Designing and delivering insurance programs for more than 90,000 clients

Today’s businesses need to manage a multitude of risks, often daily. Any disruption can impact a small or midsize business’s growth — even its livelihood.

Marsh Advantage Insurance can help. Our advisers will review your business and its potential risks in order to develop a robust insurance and risk management program. Knowing you have the right cover in place at the right price can give you the peace of mind you need to focus on running your business. And when it’s time to make a claim, we can help with that too.

We also develop insurance schemes, designed exclusively around the interests of associations, franchisees, membership groups, and sporting bodies. By providing added value to their members, these bodies can strengthen relationships, helping to retain and attract new business. A new scheme could also create an additional income stream by introducing a structure that pays a commission.

Marsh Advantage sits alongside Marsh as part of Marsh & McLennan Companies, a global team of professional services firms offering clients advice and solutions in the areas of risk, strategy, and human capital.

The result: A company built on a culture dedicated to understanding the risk and insurance needs of local and national businesses that operate in Australian cities, regions, and communities.

Insurance for Contractors

Working as a contractor has its challenges, but arranging for insurance doesn’t have to be one of them. Marsh Advantage Insurance can organise cover to suit your industry and professional requirements.

We’ve worked with your industry to deliver insurance products that have been specifically designed to your working needs. Our dedicated team understands your profession and your insurance requirements, having served:

Insurance for Associations

Marsh Advantage Insurance works with industry associations, membership groups, and sporting bodies to arrange insurance solutions for their unique needs.

By taking time to understand your association, we develop the insight that helps us define the typical risks your members face, helping us to provide the right level of cover. Some associations may have specific membership requirements, such as a minimum level of professional indemnity insurance. We take these factors into consideration when developing your scheme to create a solution that appeals to your members in terms of content and pricing. Often with specific coverage needs, these insurance programs can offer specific coverage at rates made possible through the power of group purchasing.

Marsh Advantage serves the following groups:


Give your franchisees a head start by making it easy for them to protect their businesses from day one. By offering a bespoke insurance scheme, you could help free up their time to focus on running their businesses, safe in the knowledge that they have the cover they need. This could be a great way to add value to your franchise and strengthen your brand as you build your franchise network.

By understanding the contractual arrangements between you and your franchisees, we help ensure the correct insurance is in place to cover everyone's needs. We then design a flexible solution that appeals to your franchisees in terms of content and pricing. We believe it's these details that make the difference.

Among the franchises we serve:

Authorised Representatives

Whether you are an independent insurance broker looking to increase market share, enter new markets, protect and retain clients, or simply make a name for yourself, Marsh Advantage Insurance can help you achieve your goals.

If you are passionate about helping to protect Australian businesses, we would be delighted to hear from you.

Marsh Pty Ltd (ABN 86 004 651 512, AFSL 238983) (“Marsh”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226827) which is a related entity of Marsh. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from JLT Risk Solutions on request. Full information can be found in the JLT Risk Solutions Financial Services Guide.