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Refurbishing existing buildings: Increased interest for latent defects insurance (LDI)

Discover how owners and developers can utilise latent defects insurance (LDI) to protect refurbishments on existing properties.
Scaffolding on the facade of a multi-storey building during the repair, reconstruction, renovation of the facade. Sunny day.

Interest in latent defects insurance (LDI) on projects involving existing structures has been increasing in recent years. Latent defects are issues or flaws in a property’s structure, systems, or components that are not immediately apparent or visible during a typical inspection.

These defects may not surface until months or even years after construction or purchase. Common examples include hidden structural weaknesses, water ingress, or defective materials.

Some property developers have found it a challenge to discover what level of coverage is needed for existing structures.

Find out more in our brochure, Refurbishing existing buildings: A new era for latent defects insurance (LDI).

The brochure seeks to address questions raised about LDI and outlines some of the information required by insurers. It examines the state of the LDI market and the appetite from insurers.

It also looks at how premiums are calculated and what factors might affect the cost, and details measures that developers can take to minimise risk.

Read our brochure for more information on how to utilise LDI for refurbished properties or projects involving existing structures. And please don’t hesitate to contact us for more information.


Refurbishing existing buildings: Increased interest for latent defects insurance (LDI)