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A volatile risk landscape means organizations are crafting long-term, sustainable casualty insurance programs offering protection from the unexpected.

Worldwide presence in more than 100 countries to define, design, and deliver casualty programs for over 4,000 clients.

The casualty risk landscape is changing considerably and Marsh’s Casualty Practice is grappling with issues today that weren’t even on the radar just a few years ago.

Among the primary issues on the minds of risk managers and other risk professionals these days is dealing with this volatile landscape as innovations such as the on-demand economy, autonomous vehicles, drones, and other new technologies challenge insureds and insurers alike.

An increasingly litigious environment. Larger punitive awards. Rising workers’ compensation costs. Complex global regulations. These trends can translate into greater liability risks that businesses must successfully manage.

The changes on the regulatory side and the growing role of data and analytics can help businesses to keep up with today’s changes. Marsh’s MPACT approach helps companies not only adapt to a rapidly changing environment but also uncover opportunities. This integrated approach reduces all elements of casualty-related total cost of risk (TCOR). We can help you break down every component of your TCOR, identify and prioritize cost-reduction opportunities, and optimize your casualty insurance program.

Our casualty teams, supported by specialists in international casualty, excess liability, and other areas can serve as your advocates, capitalizing on years of experience to tailor a customized risk management solution to meet your unique needs. And with our proprietary benchmarking and analytic tools, we can help you to optimize purchase decisions, determine appropriate retentions and limits, allocate resources strategically, and reduce costs.

We are committed to providing comprehensive advice and expert analysis on overall policy construction with industry-leading competitive terms. This might include reducing costs, managing volatility, broadening coverage, streamlining administration, developing cost allocation strategies, managing collateral, or providing budgeting information.

This outcome is lower total cost of risk, less volatility in insurance pricing, better claims recovery, compliance with international regulations, and protection from the unexpected.