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UK Casualty Insurance Market Update

The UK casualty market is in transition, partly mirroring recent developments in the overall commercial insurance market. In the third quarter of 2019, casualty rates decreased 0.2% in the UK, and increased 2.9% globally according to Marsh's Global Insurance Market Index.

The UK casualty insurance market has been a buyer's market for several years – since 2006 the rate has dropped by more than 40% on primary and excess business. However, this started to change in 2019: UK rate reductions are still possible, especially on employers' liability, but on a much smaller scale in terms of both frequency and size than previous years. For companies with a poor-performing claims history, increases are prevalent. 

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