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Introduction and Use of International Pooling Programs to Increase International Dividends
An international pooling system* is a mechanism whereby overseas insurance companies collaborate to create a network and use re-insurance programs to generate international dividends for companies. Each international pooling network has its own unique characteristics, and it is important to select which network will be used after conducting a comparison. Expert knowledge is also needed when negotiating terms.
Mercer Marsh Benefits uses international pooling program specialists to negotiate policy terms, analyze pooling financial statements, periodically review insurance subject to re-insurance, and provide other services.
* International Pooling Programs
Impact on Local Insurance Policies
Reinsurance to pools has absolutely no impact on local insurance premiums or domestic dividend amounts.