As a UK contractor and concessionaire, your legal liability to work at an airport may not be covered under your own public liability and motor insurance policies. Check your current policy wordings. If this is the case, the gap in coverage may be exposing your company’s balance sheet to a significant loss. In addition, most UK airports will not allow you to operate "airside" (such as in any of the restricted areas) without evidencing the correct insurance.
Our Airside Liability Insurance Scheme enables contractors and concessionaires to obtain the necessary insurance to protect themselves and satisfy the requirements of airport authorities.
It is a delegated authority scheme underwritten by grade A++ (AM Best) rated insurers giving confidence and facilitates the fast and efficient placement of risks by a dedicated team.*
The policy covers all restricted areas of the airport, including aprons, taxiways, runways, areas beyond passport control, and all other buildings that are not accessible to the general public. Various third party liability limits are available from GBP 1 million to GBP 100 million.
We have sold over 900 policies in 2019. This large scale helps us to negotiate premium rates on behalf of our clients.
*We do not guarantee the solvency or continuing solvency of any insurer and you should note that the financial position of an insurer can change.
For further information, please download the Marsh Airside Liability Insurance Scheme.