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Misadventures in Business Interruption Insurance: Cautionary Tales from Real Disputed Claims


Misadventures in Business Interruption Insurance is a compilation of case summaries from real-life situations when business interruption policies have fallen short of policyholders' recovery expectations, or failed to respond at all to a particular loss.

Even where the ultimate outcome for the policyholder was favourable, the story represents a misadventure for the policyholder in the sense that the desired recovery came only following the expenditure of significant time and resources. Although it is not always possible to avoid a dispute – particularly where the claim is sizeable – the summaries teach important lessons about how the risk of a future dispute concerning BI cover might be mitigated.