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Events Cancellation

Despite all the planning in the world, there are a range of things that can go wrong when planning an event. Although you can’t stop such incidents, you can protect yourself in the event that they occur.

Because unforeseen circumstances do arise; even if relocation or postponement is possible, additional, irrecoverable expenses will most likely be incurred.

Financial loss could include:

  • Irrecoverable expenses
  • Advance revenues that may need to be refunded
  • Relocation and other additional expenses
  • Loss of Profit

Why Use Event Cancellation Insurance

Event insurance typically falls outside more easily and recognised insurance cover, yet coverage for events has just as an acute effect on the balance sheet as that for any other standard insurance coverage.

When disaster strikes event cancellation insurance protects against the loss of costs and expenses or revenues that result from the cancellation, abandonment, postponement, interruption or relocation of an event (in whole or in part) due to uncontrollable circumstances at a cost that is a small fraction of the financial exposure.

The cause of financial loss can be varied – examples of the type of occurrences that give rise to a claim include:

  • Venue damage
  • Loss of utilities
  • Adverse weather
  • Non–appearance

The insurance will provide indemnity (meaning you must substantiate your loss) in respect of irrecoverable costs and expenses or loss of profit (if insured).

Additional covers will usually also be required in conjunction with event insurance (i.e. public liability and statutory liability covers and also property).

Whether it is a low –key event or for a major sporting or entertainment event our experience with this type of risk protection could be invaluable to you.