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New Zealand Rugby | Community Rugby Insurance Programme

Player Insurance

Medical Expenses and Income Protection

Who is covered?

Senior rugby players, coaches and referees can now purchase Medical Expenses and Income Protection insurance individually online or as part of a team at very affordable prices. This is voluntary insurance to cover the entire rugby season.

Players – senior players that are New Zealand Rugby registered (players must have completed and signed an official NZ Rugby registration).

Coaches – for a recognised team of a New Zealand Rugby affiliated rugby club.

Referees – who are registered members of a Rugby Referees Association.

Teams – can also apply for insurance cover via their club secretary/treasurer or team manager using the application form at the bottom of this page.

What is covered?

Medical Expenses and Income Protection where ACC or your employer does not pay.

Medical Expenses

Cover provided for medical expenses over and above what ACC or any private medical insurance or employer paid insurance may pay. For cover to apply a claim must first be accepted by ACC as an Injury as defined under the policy and a registered case number obtained. Furthermore costs for remedial treatment (such as physiotherapy) are only payable following surgical treatment or Temporary Total Disablement resulting from Injury.

Income Protection

Cover provided for the first week of income where you are not eligible for paid leave from your employer. For cover to apply a claim must first be accepted by ACC for the injury and you must be unable to work for a minimum period of seven days as certified by a qualified medical practitioner. Evidence of usual income will also be required.

When and where are you covered?

This covers the entire rugby season, including pre-season training and matches, either while playing, training or travelling to and from matches/training and also while on official speaking or presentation engagements.

Coverage Options and to Purchase Insurance

There are four options available:

Option 1 Individual Standard Cover
Medical Expenses $5,000 per player per year
Income Protection 80% of first week's salary/wages, limited to $400
Cost $45.00 per player (inc GST)
How to Apply Download Application Form
Option 2 Individual Premier Cover
Medical Expenses $5,000 per player per year
Income Protection 80% of first week's salary/wages, limited to $800
Cost $55.00 per player (inc GST)
How to Apply Download Application Form
Option 3 Team Standard Cover
Medical Expenses $5,000 per player per year
Income Protection 80% of first week's salary/wages, limited to $400
Cost $680.00 per team (inc GST)
How to Apply Via your club secretary/treasurer or team
manager
Download Team Application Form
Option 4 Team Premier Cover
Medical Expenses $5,000 per player per year
Income Protection 80% of first week's salary/wages, limited to $800
Cost $860.00 per team (inc GST)
How to Apply Via your club secretary/treasurer or team
manager
Download Team Application Form