Covers and Services Outside of the Risk Protection Arrangement (RPA)

Cover often omits engineering inspection services, School Motor Vehicle Insurance, or occasional business use (OBU) motor insurance to protect staff, governors, and parents when using their own vehicles on school business. Another area of risk protection includes health insurance for key staff.

Marsh, a global leader in insurance and risk management, has a long heritage of excellence in the provision of bespoke insurance products and services to the education sector. In fact, the Education practice has been working with education establishments since 1926. So, if you are looking for information on a specific or tailored type of cover, please don’t hesitate to contact us today.

Occasional Business Use (OBU) - Motor

The community nature of a school means that on occasion employees or authorised voluntary helpers, like parents or guardians, may be required to use their own cars on school business. It is imperative that insurance is in place to meet any legal liabilities that may arise in respect of injuries to other persons (including passengers), or damage to their property following an accident. An OBU policy is quick and straightforward to set-up, providing essential peace of mind.

School Motor Vehicle Motor Insurance

From single vehicle to large fleets, Marsh can arrange tailored cover for your school, which could include both use and breakdown cover for the UK and Europe. We are also able to provide cover for a wide range of vehicle types, including cars, minibuses, and coaches, as well as agricultural machinery and trailers.

Engineering Inspection Service

Plant and machinery at schools should be insured against sudden and unforeseen damage. In addition, it is essential that certain items of plant and machinery, such as lifts and pressure vessels (statutory plant), are subject to regular inspection. Marsh can arrange these inspection contracts for you.

Key Staff Health Insurance

Private health insurance is amongst the most valued of staff benefits – it can play a key role in helping to attract and retain the very best people. It can also play a crucial role in the smooth running of a school. Illness and injury do not respect seniority and losing a key member of staff for a number of weeks is likely to be very disruptive.

Main features of the key staff policy include:

• Pre-existing conditions covered – no previous medical history required.
• Full payment for hospital charges, such as accommodation, theatre charges, and intensive care.
• The scheme can be operated with a minimum of three staff members.