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Could After The Event (ATE) Insurance Reduce Negligence Risk In Commercial Litigation?


After the Event (ATE) insurance is a legal expenses insurance policy which can fully protect the claimant against their opponent’s adverse costs.

Insurance can improve best practice as hard lessons are learned and then shared more widely, leading to firms choosing better, or more appropriate, cover in the future.

Historically ATE insurance was a concern for professional indemnity (PI) underwriters, due to a considerable number of claims in the personal injury area made against law firms which arose out of the closure of The Accident Group.

However, underwriting sentiment in the current ATE market for commercial litigation remains positive following the Jackson reforms.

Our article looks at whether ATE insurance could reduce negligence risk in commercial litigation.