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EMEA Insurance Market Report 2015


In general, competition among insurers and ample capacity helped drive down insurance market rates across Europe, the Middle East, and Africa (EMEA) in 2014. Clients with attractive risks and good loss histories are positioned to benefit most from the positive rate environment.

Other key findings from the report:

  • Rates for motor insurance remained stable or reduced by an average of up to 10% in 25 out of the 34 countries analysed in the region.
  • Rates for directors and officers (D&O) liability insurance remained stable or fell by up to 10% on average in 32 countries.
  • A growing number of organisations across EMEA are inquiring about the availability of cyber risk insurance products, as they become increasingly aware of their exposures.
  • While trade credit insurance rates continue to decline in the region, claim frequency is rising, particularly in Africa and parts of Eastern Europe. This will likely have an adverse effect on premium rates in 2015, for all but the most attractive risks.
  • Political risk insurance claims are expected to increase in 2015 following the expiration of policy waiting periods for credit and political risk/physical damage events.

For comprehensive details on the major lines of coverage in 34 countries across the EMEA region, please register to read or download the EMEA Insurance Market Report 2015.

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