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MARSH RISK CONSULTING

Global Insurance Archaeology Services

Many companies and organisations face mass tort and complex liabilities that significantly affect their financial outlook. Allegations surrounding these types of liabilities can span decades and include the following types of “long-tail” exposures:

  • Asbestos.
  • Manganese.
  • Silica.
  • Pollution.
  • Product liabilities.
  • Medical devices/pharmaceuticals.
  • Sexual misconduct.

A company’s historic occurrence-based liability insurance policies can protect it from the economic impact of these claims. Yet many companies are unable to locate their historic policies or other insurance records that could prove the existence of this valuable coverage.

The Value of Historic Insurance

Historic insurance assets dating back to the 1940s can provide significant protection against burdensome claims and expensive defence costs. The combined limits of an historic insurance portfolio can total hundreds of millions of pounds of valuable coverage.

Can You Locate Your Historic Insurance Coverage?

Due to the age of these documents, companies all too often find they are unable to trace the coverage they need. Company mergers and broker changes compound this inability. Marsh has a dedicated global insurance archaeology practice based in the UK and US that can assist companies in locating lost policies.