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Cyber Gap Insurance for the Global Energy Sector

The energy sector has been quick to embrace new internet-connected industrial control systems (ICS). Although ICS reduce costs, improve efficiency, and streamline operations, they also increase the industry’s exposure to cyber-risks, which continue to grow in severity and complexity.

Due to the presence of certain cyber-risk exclusions (such as the Institute Cyber Attack Exclusion Clause CL380 in the UK), commercial policies will not provide coverage for bodily injury, property damage, and business interruption arising from a hacking event – potentially leaving energy companies significantly exposed.

In response, Marsh UK has launched an industry-leading product to address the coverage gap created by cyber risk exclusions on policies placed in the London Market.

Marsh's Cyber Gap Insurance is intended to indemnify the insured in the event that indemnification is denied under its energy industry insurance policies solely due to the existence of the cyber risk exclusions.