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Health Care

MEDPREX: Enhanced Medical Professional Liability and Umbrella Insurance Coverage

Medical professional liability (MPL) insurance is one of the most important coverages for any hospital or health care provider. But commercial MPL policy forms can vary a great deal from one insurer to another. Competing policies may offer favorable terms and conditions in some areas, but have important drawbacks in others — meaning that insurance buyers have historically been unable to secure all of the favorable terms and conditions that they’d like in a single MPL policy.

Marsh’s MedPREX (Medical Professional Excess) combines beneficial elements of many existing MPL offerings into a single excess policy form to be used by commercial insurers. Developed by Marsh’s US Casualty and HealthCare practices in conjunction with leading health care insurers, the enhanced policy is intended to offer hospitals and health care providers broader and more favorable MPL insurance and umbrella coverage designed to respond when it’s needed.