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Pupils’ Personal Effects Scheme

The Pupils’ Personal Effects Scheme provides tailor made insurance, offering parents the option to obtain insurance to cover their child’s possessions whilst at school.

There has been a significant increase in the value of items pupils bring to school. Personal effects such as laptop and tablet computers, electronic organisers, cameras, and sports equipment are now commonplace possessions.

As most schools do not accept any responsibility for loss or damage to pupils’ possessions, a growing number of schools have decided to provide parents with the ability to obtain personal effects insurance to cover their child’s possessions.

The pupils’ personal effects (PPE) scheme enables schools to do just that – balancing broad cover with simple administration.

The scheme provides an insurance solution, to cover a child’s possessions whilst at school.

Key features include:

  • Up to £7,500 sum insured any one loss.
  • A single item limit of up to £2,500.
  • Cover includes computers, musical instruments, cameras, watches, and sports equipment.
  • Cover for items lost, stolen or damaged.
  • Worldwide cover whilst on school trips.
  • "New for old" cover on items under one year old.
  • Cover during term time, and whilst travelling to and from school at the beginning and end of each term.
  • Cover for items left on school premises, in a locked room designated by the school, outside term time.
  • Simple to administer.
  • Fast and efficient claims handling.

To find out how the PPE scheme can add value to your school's proposition, contact Marsh today.