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by Mercer Marsh Benefits

Unlock the power of choice for your business. Whether you have three or 250 employees, we make it easy to find employer solutions that fit your needs.

Speak to us to find out more

Your people are your greatest assets

We help you select better choices for your employee benefits program.

Your people are your greatest assets

We help you select better choices for your employee benefits program.

Select more differentiation

Select more differentiation

Differentiate yourself as an employer of choice and put yourself on a level playing field with larger employers to attract and retain the right talent.

Select more convenience

Select more convenience

Save time and effort —no medical underwriting is required for hospitalisation coverage.

Select more optimisation

Select more optimisation

Maximise coverage outcomes with comprehensive benefits options at competitive prices to help you get the most out of your budget even amid rising medical costs. 

Select more peace-of-mind

Select more peace-of-mind

Enjoy peace of mind with our pre-negotiated renewal rates so that you can better plan for your future. Employees too can enjoy cashless hospital and outpatient treatments.    

Our solutions

Understanding that each business has distinct needs, objectives, and growth plans, our benefits specialists are dedicated to developing employee solutions that are uniquely tailored to your organisation.
selected option

Employee benefits insurance program for small businesses with three to 250 employees. Designed to support your organisation’s growth and enhance your team’s well-being.

  • Comprehensive benefits which includes term life, critical illnesses, hospitalisation and clinical care, dental, and maternity.
  • Cashless hospital admission and outpatient treatment.
  • No pre-existing condition exclusions.
  • No waiting periods.
  • No medical underwriting is required for Group Hospital & Surgical (GHS) Scheme.
  • 24-hour employee support – dedicated employee hotline for easy hospital care and admission.
  • 24-hour worldwide protection.
  • Continuous coverage until age 70 (as long as still under employment).
  • Pre-negotiated renewal rates

Note: Benefits One consists of Group Medical (with outpatient benefits) and Group Term Life (including critical illnesses) 

Frequently asked questions

  • Group Health and Life insurance provides financial protection, helps reduce covered employees’ medical expenses, and supports their dependents.
  • Employee Benefits Packages can include cashless facilities, allowing employees to see a doctor without upfront payments, thus providing peace of mind in the event of a medical emergency. 
  • Offering employee benefits makes your company more competitive and improves employee satisfaction.

Benefits One is cost-effective because it helps small business owners manage expenses easily by offering cost containment controls that lock in premiums. This provides budget stability amid market fluctuations. Additionally, MMB’s large scale enables strong negotiation power and exclusive partnerships, which help secure better rates and value.

Yes, Benefits One covers employees up to age 70, as long as they remain employed. Coverage ends at age 70 or when employment ceases. 

Yes, TPD is included as a rider under Group Term Life benefits.

Yes, coverage includes hospital admission and death from both natural and accidental causes.

Medical expenses incurred abroad are reimbursed based on reasonable and customary charges in Malaysia. Employees must pay upfront and claim later. Pre-authorisation letters are not available for overseas hospitals.

People

　

Lim Huei Ying

MMB Sales Leader Malaysia

　

June Musak

MMB Sales and Client Relationship Management

Talk to us

Get in touch to learn more about our benefits solutions for small businesses or request a quote.