Property Risk Management

Marsh is a world leader in property risk management, for market insights, global resources, and analytics that can reduce the total cost of property risk.

Across the spectrum of property risks – from cyber breaches to supply chain disruption to contingent business interruption (CBI) issues – organisations must find the opportunity in risk management.

Marsh’s Property Practice specialises in helping you to manage these and other challenges. With Marsh, you are not merely obtaining property insurance; you are gaining competitive advantage.

As property triggered business interruption (BI) is often the worst loss scenario an organisation may face, it is a good place to start. We take a holistic view of business interruption through our BI centre of excellence, and consider the full spectrum of property and BI risks, from natural catastrophe and fire to supply chain disruption and CBI.

As a world leader in property risk management, we combine technical analysis, programme innovation, and market insights to identify potential property risks. Using our analytics platform – which includes the industry’s only mobile content-delivery platform – we can benchmark your risk management programme and spot coverage gaps.

Marsh's property professionals do more than just complete transactions: They work closely with you to identify the full spectrum of your property exposures, and then customise a property coverage solution that helps you avoid, mitigate, or transfer risk.

The result: A holistic approach to risk that enables you to predict property risk management costs and create a risk management programme that meets your unique needs, maximising protection while minimising total cost of risk.

Marsh 3D® Risk Management Service Model

Our clients value dependable account service and the delivery of exceptional outcomes, and they expect more than just a transaction. At Marsh, we understand this, and we’ve codified our client approach via an enhanced engagement framework we call Marsh 3D®: DEFINE, DESIGN, DELIVER®. This strategic, analytical, and collaborative approach is designed to create consistent best-in-class results.

We advocate for your interests and implement customised solutions using the full benefit of Marsh’s resources. Marsh 3D delivers a consistent process that is designed to provide outstanding results. It includes real-time data and analysis from the best sources, as well as advanced tools that help you make more informed decisions about risk, potential outcomes, damages, limits, and pricing.

Strategic Review

Marsh can conduct a strategic review of your existing property insurance programme and offer a second opinion to identify coverage enhancements and premium savings. Based on your individual risk, we hand-select a review team from a field of experts, which may include coverage experts, global placement specialists, and/or industry practice leaders.

Marsh’s strategic review offers you multiple business benefits, including:

  • Identification of optimal programme structure, terms, and rates.
  • Programme innovation and best practices.
  • Thought leadership from Marsh property strategists, risk control consultants, and risk financing analysts.
  • Verification of your programme’s competitiveness.
  • Total cost of risk perspective.
  • Marsh 3D Risk Management Service Model

Total Cost of Risk Perspective

A key to Marsh’s property risk management offering is a holistic approach. We address all aspects of your risk profile, and look to drive value not simply through premium savings, but also through managing, and ultimately reducing, your total cost of risk. The analytics, recommendations, and solutions we provide to you, coupled with our expertise on a pre- and post-loss basis, build a strong foundation for driving down your total cost of risk.

Related articles

Our people

Image placeholder

Nancy Luo

SVP, Risk Management Leader

  • China