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Through risk transfer and consulting, including safety management, we can help you create a culture focused on protecting employees and passengers, while lowering total cost of risk.

Global network of more than 70 dedicated rail specialists… Market reach to all of the rail insurers worldwide

The Marsh Global Rail Practice comprises industry veterans, including former railway employees, who serve as your trusted specialists. We consult and broker for transit systems in North and South America, Asia, Africa, Australia, Europe, the Middle East, and Pacific regions.  This covers all  types of passenger services and all classes of freight, including US Class I and shortline railways.

Marsh provides workable solutions and services to mitigate and transfer risk for the entire the rail industry, including:

  • Mass transit systems, including buses.
  • Urban and commuter rail operators.
  • Rail infrastructure owners.
  • Line haul operating railways.
  • Terminal, switching and industrial railways.
  • Railcar, locomotive, and rail product manufacturers.
  • Railcar lessors.
  • Locomotive and railcar repair services.
  • Railway construction contractors.

We work with our clients' operations staff to manage system planning, processes, and behaviours, with an underlying “culture of safety” designed to protect passengers and employees and keep trains running without incident. Rail companies, public agencies, and industry organisations rely on Marsh for thought leadership, best practices, and practical solutions to today’s toughest issues. That is why rail professionals at Marsh are often referred to as the industry’s solutions brokers.

Issues and Risks

Railway organisations that effectively integrate risk management and risk transfer processes with safety management systems can often lower their total cost of risk (TCOR) and ultimately improve their financial results.  Marsh can help you stay competitive and viable in the growing and changing rail industry, navigating issues and risks that include:

  • Increased regulatory requirements:

    • Systems safety requirements and workforce training.
    • Transportation of hazardous materials.
    • Tank car specifications.
    • Statutory minimum coverages.
    • Statutory caps on liability.
    • Positive train control.
  • Property loss:

    • Accidents.
    • Theft.
    • Natural catastrophes.
    • Business interruption and extra expense.
  • Liability exposures:

    • Third-party property damage.
    • Public injuries.
    • Contingent liability.
    • Product liability.
    • Site contamination and environmental.
    • Occupational injury including the Federal Employers Liability Act.
  • Enterprise risk management.
  • Crisis readiness.
  • Natural disaster recovery and preparedness.
  • Terrorism.
  • Cyber intrusion.
  • Safe integration of passenger and freight operations.
  • Fleet safety.
  • Claims administration and management.
  • Captive management.
Global Reach

The world’s largest insurers and reinsurers support our global focus and growth initiatives, and often to Marsh to deliver creative commercial solutions for the rail industry. With the experience, expertise, and relationships of our rail professionals, we offer sizeable breadth and depth of strategic options and industry best practices for our clients, including risk transfer advances such as:

  • Insurance products and forms designed specifically for the railway industry:

    • Drawing new capital/capacity to railway liability.
    • Creating a new state-of-the-art rail property manuscript form.
    • Rail-specific benchmarking.
    • Marsh XSellence (excess liability follow form).
  • Reports and articles on current events and issues affecting rail safety and operations.

Collaborating with experts from complementary Marsh & McLennan Companies businesses, we are able to offer a wide range of management consulting, claims support, reinsurance, human capital, and health and benefits services.


As the rail practice of the world’s largest insurance broker, we draw on the strength of our extensive insurance placements and our global network of more than 250 rail clients to bring relevant benchmarking data to help meet the needs of our clients.  Our services include  benchmarking for insurance products as well as a global railway claims database.

Technical and Safety Services

Our Global Rail Practice provides you with on-staff technical support, helping to analyse and validate safety programs for compliance with regulations and consistency with best practices.

Adapting to changing regulations requires an integrated approach to applying technology and investing in resources. With a keen understanding of the operating challenges that transit agencies and railways face, we keep abreast of issues and regulations that impact your business. We can offer you alternatives, including insurance products, to help minimize your total cost of risk.