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With a push for greater board and trustee accountability, education institutions face a distinct set of risks; Marsh can assist you in assessing, prioritising, and managing such exposures.

Today, education institutions face a wide range of risks, from campus security and safety, to compliance with government regulations, cyber risk, and more.

Working with a broad spectrum of education establishments, Marsh's Education Practice understands the environment you work in and its unique exposures. These risks can damage your reputation, profitability, and even viability in the face of increasing public and government demand for board and trustee accountability.

Taking a consultative approach to risk management, we help schools, academies, colleges, and universities better understand their risks. Our risk assessment capabilities — backed by our dynamic risk-mapping technology — help you benchmark, quantify, and manage financial and operational exposures in the areas of property, employers’ liability, natural hazards, and many other areas of risk.

We help safeguard your organisation from exposure to physical, consequential, legal, management, financial, and reputational risk — drawing on a portfolio of innovative insurance solutions and risk management services that help meet the specific requirements of your educational institution.

The result: Boards and governors can rest assured that you have sought to identify and address critical risks and taken steps to help minimise the total cost of risk.

Higher Education

In addition to campus security and regulatory compliance issues, colleges and universities must safeguard against liabilities involving on-campus activities, substances (chemical, biological, nuclear), and cyber risks — whether in the form of personal information hacks or professional espionage attacks on research and intellectual property.

For public education systems, we offer numerous risk assessment and management solutions that can help reduce total cost of risk, including:

  • Property, casualty, and financial and professional liability coverage.
  • Loss control.
  • Claims.
  • Placement.
  • Alternative financing options (captive, trust, reciprocal, etc.).
  • Actuarial review.
  • Cyber liability risk assessment, advisory, and placement for schools.

In addition, some of the strategic, operational, and hazard exposures we assess and help manage on behalf of our college and university clients include:

  • Student activities and sponsored events.
  • Athletic liabilities including traumatic brain injury.
  • International travel and study-abroad programs.
  • Campus violence.
  • Allegations of hazing, harassment, discrimination, and tenure issues.
  • Intellectual property, clinical trials and technology transfer.
  • Regulatory compliance and board accountability.
  • Pollution exposures.
Independent Schools

As an educator in today’s environment, one of the key things that sets you apart from other schools is your reputation. Occasionally, an unexpected crisis arises that may affect that reputation. From an offsite excursion accident to a fire, a financial scandal to inappropriate teacher behaviour, even a minor crisis can have far-reaching consequences for the survival of your school.

In order to manage these risks you need accomplished risk professionals with the expertise to help protect your school and ultimately the reputation you have worked hard to build. Marsh can work with you to prioritise exposures and determine which risks to insure or retain.

School Boards

Marsh has extensive expertise developing comprehensive errors and omissions liability, general liability, and accident insurance programs for school boards and their trustees.

An effective risk management program will serve to help reduce the boards’ exposure to claims, avoid time-consuming, distracting and potentially embarrassing litigation, enhance the defense of claims against you, attract qualified trustees, and facilitate the acquisition of broad-based, competitively priced insurance.