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Mercer Marsh Benefits

Cost management

Balancing cost and empathy in employee benefits packages can help you improve finances, reduce risk, and boost employee satisfaction and retention.

Over the past year, employer-sponsored health and benefit plans have moved from a “nice-to-have” to being a central pillar of the employee value proposition, with increased C-suite attention.

In response, the variety and sophistication of products in the market has grown – with many firms offering not just insurance benefits, but also a broad range of physical, mental, social, and financial well-being initiatives. 

As a result, the costs of workers compensation and employee insured benefits vs non insured benefits are climbing rapidly – on average, medical costs outpace general inflation by close to three times.

MMB can help you

Cost management of these plans is being pushed up the corporate agenda, making it the ideal time for employers to begin thinking about long-term containment strategies.

Mercer Marsh Benefits can help employers create cost-effective health and benefits plans that not only control costs in the short term, but over the long term. The more affordable plans are, the more you can open eligibility to a broader set of the workforce – which benefits everyone and helps attract and retain employees.

We work with you to leverage your data and identify the inefficiencies in your current program in the following ways:

  • Design for value – through coverage provisions, network configuration, and engagement.
  • Manage health risk – through a data-driven approach that promotes a healthy workforce.
  • Drive efficiencies – through smart financing and placement.

We can help you bend the curve with multi-pronged and multi-year strategies that address these three points simultaneously, while at the same time demonstrating care for your employees. 


People Risk Report: Pulse Update 2023

Get a local perspective on the current state of people risk with the Mercer Marsh Benefits 2023 People Risk Report: Pulse check.

Based on a survey of 216 HR and Risk Managers in Australia and New Zealand, this report provides valuable insights into the evolving prioritisation of key people risks. 

Discover what these trends mean for your organisation and how you can better manage people risks in the years to come.





of HR and risk managers agree that governance and financial risks pose a serious threat to the business.


say increasing health, risk protection, and well-being costs are likely, and 45% say these risks could have a catastrophic impact.

Find out how optimising employee benefits packages can help you improve finances, reduce risk, and boost employee satisfaction and retention.

Speak with one of our team today.

LCPA 24/046

Marsh Pty Ltd (ABN 86 004 651 512, AFSL 238983) (“Marsh”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226827) which is a related entity of Marsh. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from JLT Risk Solutions on request. Full information can be found in the JLT Risk Solutions Financial Services Guide.”