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Disclaimer

WITH EFFECT FROM 1 JANUARY 2021

Services are provided in the European Economic Area ("EEA") by the UK Branch of Marsh Ireland Brokers Limited or by the UK Branch of Marsh NV/SA (Belgium); your Client Executive will make it clear at the beginning of the relationship which entity is providing services to you.

Marsh Ireland Brokers Limited, trading as Marsh Ireland, Bowring Marsh, Charity Insurance, Echelon Claims Consultants, Guy Carpenter & Company, ILCS, Insolutions, Lloyd & Partners, Marsh Aviation Consulting, Marsh Claims Management Services, Marsh Claims Solutions, Marsh Specialty, Marsh Reclaim, and Marsh Risk Consulting, is regulated by the Central Bank of Ireland. Marsh Ireland Brokers Limited (MIBL) UK Branch is also authorised and regulated by the Financial Conduct Authority. Branch Number BR021174. Registered Office: 1 Tower Place West Tower Place, London, EC3R 5BU. VAT Number GB 244 2517 79

Marsh Ireland, Bowring Marsh, Charity Insurance, Echelon Claims Consultants, Guy Carpenter & Company, ILCS, Insolutions, Lloyd & Partners, Marsh Aviation Consulting, Marsh Claims Management Services, Marsh Claims Solutions, Marsh Specialty, Marsh Reclaim, and Marsh Risk Consulting are trading names of Marsh Ireland Brokers Limited. Marsh Ireland Brokers Limited is a private company limited by shares registered in Ireland under company number 169458. VAT Number IE 6569458D. Registered Office: Charlotte House, Charlemont Street, Dublin 2, Ireland, D02 NV26, Ireland, D02 RY98cDirectors.  A J Croft, P F Doyle, J C Grogan, E Kelly, D McGovern, J Mercer, C Nelson (British) and C. Ryan.

Marsh NV/SA (UK Branch) is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking (Firm Reference No. 973191). Registered in England and Wales Number: BR022344, Registered office: 1 Tower Place West, Tower Place, London EC3R 5BU. VAT Number GB 244 2517 79.

Marsh NV/SA, part of the Marsh & McLennan Companies, Inc. (MMC) group, is a Lloyd's Broker and is registered as an insurance and reinsurance broker with the Belgian Financial Services Markets Authority (FSMA) under number 014192. Marsh NV/SA having its registered office at Avenue Herrmann-Debroux/Herrmann-Debrouxlaan 2, 1160 Brussels, Belgium and is registered with the Belgian Crossroads Bank for Enterprises under the number 0403.276.906.

In the United Kingdom, Marsh Ltd is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking.

Marsh Specialty, Marsh JLT Specialty and JLT are trading names of Marsh Ltd and Marsh NA/SV. The content of this document reflects the combined capabilities of Marsh Ltd and the UK branches of Marsh Ireland Brokers Limited and Marsh NV/SA.

Marsh Specialty, Bowring Marsh, Claims Solutions, Echelon Claims Consultants, Insolutions, Lloyd & Partners, Marsh Aviation Consulting, Marsh Claims Management Services, Marsh Reclaim, Marsh Risk Consulting are trading names of Marsh Ltd.