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Report

Banking sector: 2025 claims in focus

Get a focused view of banking insurance claims trends with forward-looking insights on regulation, economics and AI risk.

How banking sector notifications explain the 2025 rise in financial institution claims recorded by Marsh Risk UK

Download our Banking Sector: 2025 claims in focus report for a focused view of the banking claims environment. Learn where litigation and regulatory risk is emerging and how exposures are shifting across key lines of cover.

In this report, you’ll find:

  • The latest banking claims volume and notification-ratio trends (2021–2025) and what they indicate about market conditions.
  • Banking claims trends across errors and omissions (E&O), directors and officers (D&O), and crime, and what the stats say about governance and operational risk.
  • A clear view of allegation types shaping claims outcomes—and how they differ between E&O and D&O.
  • Forward-looking considerations, including regulatory expectations, economic pressure points, and the role of technology/AI in future disputes.

Highlights

  • The notification ratio across the financial sector rose from 54% (2024) to 64% (2025).
  • 38% of all recorded financial institution claims in 2025 came from the banking sector (up from 34% in 2024).
  • In actual terms banking-sector claims increased from 193 (2024) to 239 (2025).  An increase in D&O claims was the main driver.

For further data and insights, download the full report.

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