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Marsh Nexus Captive Solution

Innovative cell captive financing for international employee benefits

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Rising employee benefit costs, regulatory change and fragmented local plans are making regional and global benefits harder to manage. Employers seek effective financing solutions that simplify administration, increase financial transparency and protect both people and balance sheets across jurisdictions.

Captive-level control without the complexity

Marsh Nexus Captive Solution (Marsh Nexus) is a first-of-its-kind protected cell captive (PCC) structure designed exclusively for international employee benefits. It combines Marsh’s global scale and captive expertise with an innovative portfolio-level management approach to deliver a turnkey solution that aims to:

  • Lower barriers to entry to captive insurance
  • Reduce employer administration
  • Accelerate the path to sustainable cost control

A licensed insurance vehicle that lets employers finance and reinsure group benefits (medical, life, disability, accident) across multiple countries while keeping each participant’s assets and liabilities separate.

  • Multinational employers with multiple local benefit arrangements seeking sustainable cost savings and improved budgeting.
  • Organisations willing to self-insure but without easy access to a standalone captive for international employee benefits.
  • Employers seeking dependable plan performance reporting and data-driven benefit insights and analytics.

Marsh Nexus Captive Solution provides the benefits of a single-parent captive — including control over pricing and renewals, expanded coverage flexibility, and clearer financial visibility — combined with our unique Marsh Nexus advantages:

  • Simplified implementation through Marsh’s end-to-end centrally managed framework and pre-selected leading global fronting network partners
  • Portfolio-level cost efficiencies, including reduced set-up and operating costs and optimised fronting network fee structures
  • Lower total premium requirements, with no fronting network premium minimums 
  • Minimised time commitment due to turnkey central programme administration and consolidated quarterly reporting
  • Improved governance and transparency with stronger oversight of pricing, renewals, and plan performance

Why Marsh?

  • Marsh is the world’s largest captive manager: one in four captives worldwide is managed by Marsh. More captive owners choose Marsh than any other partner.
  • You get global experience, specialist teams, and industry-leading analytics to design a captive that aligns with your strategic and financial goals.
  • We quantify benefits up front and support your programme from design through long-term management to maximise captive performance.

Next steps

Contact our Marsh Nexus Captive Solution specialists to discuss whether our solution is right for your organisation and get a free, tailored assessment.

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