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Report

Future of Benefits 2026 & beyond

India Employee Health & Benefits

Download the snapshot copy

19/01/2026

Are you ready to redefine Benefits to meet the shifting expectations of a diverse Workforce and drive a sustainable future?

Get a clear view of how benefits are changing and where they are likely to go next through this report.

This year’s study is built on the most extensive and diverse intelligence base so far. It brings together insights across benefit philosophy, health, accident and life insurance, flexible benefits, outpatient care, benefits technology and communications. The report is anchored in a scale and depth of insight that reflects the realities faced by today’s enterprise leaders.

What’s new this year

We surveyed over 700 employers, with strong representation from enterprise-scale organizations, covering approximately 3.5 million employees and more than 8.5 million insured lives across 14 industries.

In a first-of-its-kind initiative for the industry, we have complemented this with a robust employee survey of 82,000+ employees. This dual-lens approach enables a true 360-degree view of benefit priorities, gaps and opportunities, capturing where employer intent and employee experience converge, and where they diverge.

Use this report to:

  • Get first hand insights on market trends in benefits like Family and inclusion-led coverage which is expanding, with parental insurance co-sharing gaining momentum.
  • Adopt Sustainable, Cost-Containment Strategies such as Protection-focused benefits which are accelerating, as organizations reinforce core coverage in response to heightened risk and uncertainty.
  • Explore Choice-Based Benefits for Greater Flexibility that are scaling into the mainstream, with 1 in 3 organizations now offering flex programs.
  • Understand the growing focus on Preventive Care to foster a healthier workforce thereby reducing long-term healthcare costs and enhancing overall well-being. Outpatient coverage and digital enablement are now standard, with OPD benefits widely adopted and technology platforms firmly embedded in benefits management.

To get access to the complete report, send us an Email. 

Please complete the form to download a snapshot copy of this new report.