Unity D&O

A specialised Directors & Officers insurance facility combining comprehensive cover, proactive risk prevention and dedicated claims support

Across Europe, intensified regulatory scrutiny, increased enforcement activity and evolving corporate transactions are steadily increasing the frequency and complexity of D&O claims. Market capacity is competitive but fragmented, and inconsistent local wordings can create uncertainty for multinational programmes.

Marsh Unity D&O is a pan‑European Directors & Officers facility that addresses these challenges giving companies fast access to market‑leading D&O protection under a single, harmonized wording. Backed by a competing panel of six A‑rated insurers with local underwriting and claims teams across Europe, Unity simplifies placement, delivers meaningful limits and reduces the uncertainty that can arise from inconsistent local wordings.

Designed for organizations which are privately or publicly owned, with revenues below €1 billion, who are not a financial institution and not US listed, Unity D&O combines clear policy language with practical protections - pre‑priced runoff, country‑specific features for key jurisdictions and optional extensions (EPL, crime, private‑equity). The result is quicker quotes, easier comparisons across insurers and reliable claims service when it matters most.

Country aware protections generalized to all

Incorporated local features (e.g., Germany — separate entity investigation limit; Italy — corporate manslaughter bodily‑injury cover; Netherlands — M&A difference‑in‑condition/limit protections)

Why Marsh

Marsh’s Financial and Professional Liability (FINPRO) Practice delivers industry-leading financial professional liability solutions that combine deep industry expertise, proactive risk management, and global claims advocacy — helping firms protect their reputation, meet regulatory demands, and operate with confidence.

_{Marsh offers a range or proprietary insurance solutions, each of which is designed to address profile-specific risks of our clients. We may receive compensation for creating, administering and/or providing services to insurers for these solutions. The compensation is not specific to individual policies and is in addition to any other fee or commission Marsh earns. Use of a solution is subject to the sole discretion of Marsh’s client.}

_{This is a marketing communication. The information contained herein is based on sources we believe reliable and should be understood to be general risk management and insurance information only. The information is not intended to be taken as advice with respect to any individual situation and cannot be relied upon as such. Statements concerning legal, tax or accounting matters should be understood to be general observations based solely on our experience as insurance brokers and risk consultants and should not be relied upon as legal, tax or accounting advice, which we are not authorised to provide.}

Unity D&O

Key features

Fast, simple access

Competitive capacity

Competing insurer panel

Harmonised wording

Country aware protections generalized to all

Marsh FINPRO services included

Why Marsh

Unity D&O

Key features

Fast, simple access

Competitive capacity

Competing insurer panel

Harmonised wording

Country aware protections generalized to all

Marsh FINPRO services included

Why Marsh

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