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UK Directors and Officers Liability Insurance 2025 Pricing Index

Marsh Specialty has published the UK Directors and Officers Liability Insurance 2025 Pricing Index.

The Index takes a deep dive into what 2025 looked like and seeks to predict what we might expect for the rest of 2026, and why for:

  • FTSE 100 companies
  • FTSE 250 companies
  • Public-US exposed companies
  • Public non-US exposed companies
  • Private companies

Key points include:

  • In 2025, the UK directors and officers liability (D&O) insurance market continued to be a relatively buyer-friendly market for the majority of insureds.
  • Insurers began to show greater risk selectivity based on perceived price adequacy and insured risk profile.
  • The rate of premium reductions slowed compared to 2024, particularly in the second half of the year.
  • Underwriters expressed concern around potential systemic exposure to risks that became more conspicuous in 2025, such as economic stresses, the impact of artificial intelligence, and cyber breaches.

Explore the full report

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