Skip to main content

Solutions

Blue[i]® Risk Appetite

Providing critical data insights to inform your risk transfer decisions.

In today’s intricate risk landscape, it is vital for organisations to understand their financial ability and appetite to absorb losses that were not budgeted for, allowing them to navigate uncertainties with confidence. Marsh’s Blue[i] Risk Appetite solution provides you with the needed insights to enable informed decision-making that aligns with your organisation’s strategic objectives.   

Considering the interconnected and multilayered risks that organisations face, it has become even more critical to understand evolving and emerging challenges and quantify their potential financial impact on your organisation. Marsh’s Blue[i] Risk Appetite is designed to assist organisations like yours in assessing their financial ability to fund unexpected losses and appetite for assuming these risks. Our team utilises a combination of qualitative and quantitative analysis to help you evaluate the potential financial impact of various risks on your organisation’s finances and helps you make decisions designed to reduce your total cost of riskorganisation. This, in turn, enables your insurance team to design a risk transfer program that aligns with your organisation's willingness and ability to take risk.

The innovative solution offers customisable intuitive methods to customize inputs that reflect your business’ philosophy on funding unexpected losses and protecting your balance sheet. Blue[i] Risk Appetite facilitates alignment among your organisation’s risk management team and other key stakeholders — including the Chief Financial Officer, treasurer, and legal department — through a comprehensive understanding of your risk appetite. By gaining a clearer perspective on risks, you will be better able to make data-driven decisions and work with your broker or insurance advisor to build an insurance program that fits your organisation needs. Our real-time insights can help the entire enterprise navigate the ever-changing risk landscape with greater confidence.

Blue[i] Risk Appetite provides valuable insights into your company’s willingness and ability to take risk, enabling you to make confident decisions and design optimal insurance programs that enhance your organisation’s resilience in the face of evolving risks.

Blue[i] Risk Appetite Analytics

FAQs

Blue[i] Risk Appetite, part of our next-generation analytics suite of digital solutions, is a comprehensive solution designed to assist organisations in determining their appetite for unexpected losses, providing critical insights to help you navigate uncertainties with confidence.

Blue[i] Risk Appetite helps you assess the potential financial impact of significant losses on your business, based on your Key Performance Indicators (KPIs). This analysis enables you to establish the level of risk you are prepared to accept and finance. Additionally, the calculation can be adjusted as your business circumstances evolve.

In order to quantify how much unexpected loss your organisation can tolerate, our specialists will input and validate the organisational data and objectives you provide using two methods:

  • A key performance index-based approach that analyzes historical KPI performance to understand the level of volatility your organisation has been able to successfully manage and uses peer comparisons to provide additional context.
  • An advanced sources of funding-based approach quantifies your financial capacity to fund unexpected losses by considering your available capital, with inputs customized according to your requirements. 

Equipped with a comprehensive understanding of your risk appetite, you can collaborate with your broker or insurance advisor to build an insurance programme that provides your organisation with the financial protection that aligns with your risk appetite in the event of a loss.

Given the ever-evolving risk landscape, your risk appetite may change over time. Our risk analysts can use Blue[i] Risk Appetite to update your data and provide a revised risk appetite that reflects your current needs, ensuring you can streamline decision-making and enhance resilience.

Our specialists work closely with you to capture specific data about your organisation and goals. This data is then input into our Blue[i] Risk Appetite solution, and our analysis indicates how your KPIs could be impacted if you were to exceed your risk appetite. This allows you to refine your selection at the level that aligns with your comfort.

Our people

Raj Lakhani

  • United Kingdom

Liz Walker

Analytics Solutions Leader, US and Canada

  • United States

This publication is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. Any modelling, analytics, or projections are subject to inherent uncertainty, and any analysis could be materially affected if any underlying assumptions, conditions, information, or factors are inaccurate or incomplete or should change. 

Page Compliance ID