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Global Terrorism Risk Insurance Report 2026

Understand the shifting terrorism risks shaping today’s global business environment.

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Redefine your terrorism risk protection strategy for a changing threat landscape.

Over the 25 years since 9/11, the nature of terrorism and organised threats has undergone a fundamental transformation.  

Hierarchical networks have given way to decentralised digitally connected cells — operating across borders, ideologies, and sectors in ways that are increasingly difficult to predict and contain.

The consequences for businesses and communities are significant. Attacks are no longer measured primarily by property damage; they have a profound human impact. Terrorists strike with greater frequency and through tactics designed to maximise disruption to lives, operations, and communities, highlighting the urgent need for broader, more flexible risk strategies. 

Our latest report examines these shifting dynamics in depth and is crafted with insights from leading experts across Marsh, helping you:

  • Reframe your risk with a better understanding of what your current coverage may protect and where your true vulnerabilities lie. 
  • Identify and close critical coverage gaps before an incident exposes them, across physical, cyber, and hybrid threat scenarios. 
  • Quantify what’s at stake with data-driven analysis that connects threat exposure to financial impact to drive smarter risk financing strategies.
  • Move from reactive to ready to ensure operational resilience with crisis frameworks designed to protect your people and maintain business continuity under real-world threat conditions.  

With terrorism risks evolving rapidly, staying informed is essential to protect your organisation.

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Report FAQs

The Global Terrorism Risk Insurance Report 2026 provides a comprehensive analysis of the evolving terrorism threat landscape and its impact on risk management and insurance. It covers shifts in terrorist tactics, emerging risks like nuclear, biological, chemical, and radiological (NBCR) threats and cyberterrorism, insurance market trends including the importance of the Terrorism Risk Insurance Program Reauthorization Act (TRIPRA) and similar programmes globally, and the role of public-private partnerships. The report also offers guidance on crisis management, business continuity, and integrated risk mitigation. 

The report is aimed at insurance professionals, risk managers, captive insurance brokers, policymakers, organisations exposed to terrorism risks (especially in sectors like power, healthcare, and technology/telecommunications), analysts, and security professionals involved in terrorism risk assessment and response. 

  • Combines detailed analysis of terrorism risk evolution, insurance markets, and emerging threats.
  • Covers both physical and nonphysical risks, including business interruption, active shooter events, cyber risks, and political violence.
  • Provides granular market data on insurance take-up, pricing, and captive insurance utilisation. 
  • Emphasizes the importance of public-private partnerships like TRIPRA.
  • Highlights advanced risk modelling techniques and analytics.
  • Offers practical crisis preparedness and response guidance.
  • Presents a global, multidimensional view recognising blurred lines between terrorism, extremism, and political violence.

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