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Innovative Alternative Risk Finance Strategies and Solutions

Risk data and analytics advances and capital abundance are driving greater interest in alternative risk finance and transfer solutions. Marsh can help you understand and access your best options.

Standard commercial insurance solutions have traditionally provided businesses with robust enough coverage for a variety of risks. But given the complex and evolving nature of risk today, many insureds are finding these products to be limited in scope and not customizable, which can lead to protracted claims settlement negotiations and capital transfer delays. That’s partly why demand for alternative risk and non-standard solutions has grown in recent years.

Marsh’s Alternative Risk Transfer Group (ARTG) is a dedicated group of colleagues focused on delivering analytics and risk finance expertise for non-standard financial solutions that draw on a variety of capital sources. Our ARTG advises risk professionals on methods of self-insurance, captives, risk retention groups, alternative capital, and other innovative financing solutions.

A Fresh Approach to Risk Financing

Marsh’s ARTG draws on resources from across Marsh and Guy Carpenter and was created to help clients access and better understand the growing area of alternative risk financing products and solutions. Our team of 30 alternative risk specialists around the world can provide deep insight into the advantages and drawbacks of new and innovative risk financing solutions and have strong relationships with a variety of non-traditional capital sources with strong appetites for financing corporate risk.

We can help you access a variety of unique offerings, including:

  • Parametric or event-based insurance offerings with innovative coverage triggers, including for the effects of pandemics and weather events.
  • Integrated risk solutions.
  • Non-physical damage business interruption (NPBDI) solutions.
  • Coverage for “black swan” events.
  • Alternative capital-backed facilities.
  • Insurance-linked securities (ILS).
  • Multiyear single limit (MYSL) catastrophe solutions.

The ARTG creates, markets, and binds solutions for all major lines of coverage, accessing both traditional and non-traditional sources of capital and specialty expertise.