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Small Business Insurance

Dedicated to serving the insurance needs of corporate and small commercial organizations in Asia; helping you secure your future.

All companies need advisers they can trust to put their best interests first.

As a global leader in insurance broking and risk management, Marsh has a deep understanding of the entire risk market and a clear and balanced view of the most competitive risk and insurance coverages available. Our job is to negotiate the best solutions on your behalf.

Marsh has designed risk and insurance solutions for corporate and small commercial businesses that are comprehensive, cost-effective and easy to arrange.

We have leveraged our global and regional resources, our experience, and our relationships with reputable and professional insurers so that, regardless of the size of your organization, you have access to market-leading insurance solutions, customized to meet your needs.

Having the right insurance program in place gives you the peace of mind to concentrate on running your business and expanding its success.

Let Marsh help make your life easier.

Assess your risks

Our free assessment tools can accurately analyze your business risks and insurance needs. All it takes is a few minutes.

Protect your business risks

Marsh has ready-tailored insurance solutions to protect your small business, each supported by a team of product experts.

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For more information about our business insurance solutions.

FAQs

As a small business owner in [country], you are responsible for the well-being of a range of people, from employees to customers. Your business activities can affect your key stakeholders in serious and costly ways, and the financial consequences of a mishap can wipe out your assets. A proper insurance solution can protect you financially against unforeseen damages and give you peace of mind.

The most common types of insurance are already packaged under a business owner’s policy – property damage, business interruption, computer/electronic equipment, money, fidelity guarantee, worker injury compensation, and public liability. You may also want to consider a financial lines policy (directors and officers liability, professional indemnity and cyber and data protection) to safeguard your balance sheet and reputation.

A D&O policy fills the gap that general insurance does not cover when protecting you, your small business, and your directors and officers from the costs of lawsuits and investigations brought by regulatory authorities, clients, creditors, competitors, employees, investors, lenders and suppliers.

Data breaches and cyberattacks are rising, and attackers are using the same tactics against big and small businesses. This means that a small business faces the same threats and risks without a big budget for a robust security program. While risk management can minimize the extent to which an attacker moves through your environment and mitigate the damage should an attack occur, a cyber and data protection policy can cover the financial impact of a cyberattack.

You can tailor your policy to your business's needs. Below is a list of possible coverages in [country]:

  1. Property Damage: For accidental physical loss or damage.
  2. Business Interruption: For losses from an interruption to your business caused by Property Damage.
  3. Computer / Electronic Equipment: For losses from material damage, costs of reinstatement of data, and other additional expenses.
  4. Money: For loss of money kept on your premises or in transit.
  5. Fidelity Guarantee: For loss of money or property due to fraud or employee dishonesty.
  6. Work Injury Compensation: For compensation to your employees from bodily injury, illness, disease, or death caused by accident arising out of, and during, employment.
  7. Public Liability: For your legal liability, costs, and expenses against third parties.
  8. Marine Cargo: For your goods against damage, destruction, or pilferage during transit.

Contact your risk advisor with your claim details in case of a claim. A claims specialist will then manage the claims process on your behalf.

Our people

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Prakash Rajan

Sales Leader

  • India

Disclaimer: Marsh India Insurance Brokers Pvt Ltd is a subsidiary of Marsh McLennan.

Marsh India Insurance Brokers Pvt. Ltd. having corporate and the registered office at 1201-02, Tower 2, One World Center, Plot-841, Jupiter Textile Compound Mills, Senapati Bapat Marg, Elphinstone Road (W), Mumbai 400 013 is registered as a composite broker with Insurance and Regulatory Development Authority of India (IRDAI). Its license no. is 120 and is valid from 03/03/2021 to 02/03/2024. CIN: U66010MH2002PTC138276.