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Some construction companies procure contract works insurance policies on a case-by-case ad-hoc basis when required to do so as a contractual obligation or requirement.

While this may be an appropriate and necessary approach for very large projects, for heavy civil works (such as tunnelling and wet works) and projects in specific natural catastrophe zones, there is an effective and advantageous alternative for a contractor’s portfolio.

Marsh works with many national and multinational contractors to design and arrange annual or multi-year insurance facilities that automatically include all projects within pre-agreed parameters and limits, without the need to arrange single project policies.

There are many advantages for a contractor adopting an insurance facility approach, including:

  • Simplified tenders.
  • Reduced administration.
  • Certainty of cover.
  • Insurer relationships.
  • Cost savings.
  • Claims response.

Our people

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Maarten van Haaps

Head of Construction, Pacific

  • Australia

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Donald Gardner

Head of Construction, Marsh Specialty, New Zealand

This publication is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. LCPA 24/065