MMB’s Health Trends global survey of 210 insurers across 59 countries identified four key themes driving the future of employer-provided healthcare.
Medical trend rates and claims are increasing
COVID-19 is impacting claims experience
Prevention and self-care are needed to mitigate health risks
Health equity in medical plans is a growing priority
Global medical trend rate for 2022
insurers are making changes to their benefits offering in response to the pandemic
Rank of metabolic and cardiovascular risk in a list of risk factors influencing employer-sponsored group medical costs
insurers are reviewing medical networks to ensure diversity of providers
These trends are important for employers to consider as while many firms have latitude in designing their benefit plan to meet their needs, insurers play a key role in shaping the benefits landscape. They do this through their standard practices and policy language, their willingness to adopt new provisions, and their access to large pools of claims data.
Explore digital and self-care solutions and services provided via a typical employer-sponsored group benefit plan, and how to embed them into your benefit plans.