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Cookie Notice

Like many companies, Marsh uses cookies on this Site. Cookies are pieces of information shared between your web browser and a website. Use of cookies enables a faster and easier experience for the user. A cookie cannot read data off your computer's hard drive.

There are different kinds of cookies with different functions:

(i) Session cookies: these are only stored on your computer during your web session. They are automatically deleted when the browser is closed.  They usually store an anonymous session ID allowing you to browse a website without having to log in to each page. They do not collect any information from your computer.

(ii) Persistent cookies: a persistent cookie is one stored as a file on your computer, and it remains there when you close your web browser. The cookie can be read by the website that created it when you visit that website again.

(iii) First-party cookies: the function of this type of cookie is to retain your preferences for a particular website for the entity that owns that website. They are stored and sent between Marsh’s servers and your computer’s hard drive. They are not used for anything other than for personalization as set by you. These cookies may be either Session or Persistent cookies.

(iv) Third-party cookies: the function of this type of cookie is to retain your interaction with a particular website for an entity that does not own that website. They are stored and sent between the Third-party’s server and your computer’s hard drive. These cookies are usually Persistent cookies.

Except as described in this Cookie Notice, we do not use third-party cookies on our Sites, although we do use third party provided web beacons (please see the section on Web Beacons below).

This Site does use Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies to help the website analyse how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity, and providing other services relating to website activity and internet usage for Marsh and its affiliates. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

For information on all of these categories of cookies, and for more information generally on cookies please refer to aboutcookies.org.

We use cookies for the following purposes:

Where Strictly Necessary

These cookies are essential in order to enable you to move around the Site and use its features, such as accessing secure areas of the Site. Without these cookies, services you have asked for, such as obtaining a quote or logging into your account, cannot be provided. These cookies do not gather information about you that could be used for marketing or remembering where you have been on the internet.

Performance

These cookies collect information about how visitors use a Site, for instance which pages visitors go to most often, and if they get error messages from web pages. They also allow us to record and count the number of visitors to the Site, all of which enables us to see how visitors use the Site in order to improve the way that our Site works. These cookies do not collect information that identifies a person, as all information these cookies collect is anonymous and is used to improve how our Site works.

Functionality

These cookies allow our Site to remember choices you make (such as your user name, language or the region you are in) and provide enhanced features. For instance, a Site may be able to remember your log in details, so that you do not have to repeatedly sign in to your account when using a particular device to access our Site. These cookies can also be used to remember changes you have made to text size, font and other parts of web pages that you can customise. They may also be used to provide services you have requested such as viewing a video or commenting on an article. The information these cookies collect is usually anonymised. They do not gather any information about you that could be used for advertising or remember where you have been on the internet.

Please consult your web browser's ‘Help’ documentation or visit aboutcookies.org for more information about how to turn cookies on and off for your browser.

Web Beacons

The Site may also use web beacons (including web beacons supplied or provided by third parties) alone or in conjunction with cookies to compile information about users’ usage of the Site and interaction with e-mails from Marsh. Web beacons are clear electronic images that can recognise certain types of information on your computer, such as cookies, when you viewed a particular Site tied to the web beacon, and a description of a Site tied to the web beacon. We use web beacons to operate and improve the Sites and e-mail communications. We may use information from web beacons in combination with other data we have about our clients to provide you with information about Marsh and our services. We will conduct this review on an anonymous basis.

IP Addresses

When you visit our Sites, Marsh collects your Internet Protocol (“IP”) addresses to track and aggregate non-Personal Information. For example, Marsh uses IP addresses to monitor the regions from which users navigate the Sites.  IP addresses will be stored in such a way so that you cannot be identified from the IP address. 

Summary of Cookies Used

The table below is a list of the main cookies set by Marsh websites. Please note that we may modify or update our cookies. This list will be updated whenever this occurs.

Category of Cookies

Name

Description/Purpose

Strictly Necessary

disableAA

Stores your session cookie consent for our site. It contains no information other than whether you have Opted in or out for each cookie level.

Strictly Necessary

login-token

Stores unique AEM session-id for logged In User.

Strictly Necessary

AWSELB

Used by Elastic Load Balancing from Amazon Web Services to effectively balance the load on servers.

Strictly Necessary

saml_request_path

This cookie stores the page to which user will be redirected to after login.

Strictly Necessary

QSI_HistorySession

Stores which pages a visitor has visited for the current session.

Strictly Necessary

_atuvc

This cookie updates the counter of a website's social sharing features.

Strictly Necessary

_atuvs

Ensures that the updated counter is displayed to the user if a page is shared with the social sharing service.

Performance

_ga

Used by Google Analytics to register a unique ID that is used to generate statistical data on how the visitor uses the website.

Performance

_gat

Used by Google Analytics to throttle request rate - limiting the collection of data on high traffic sites.

Performance

_sdsat_landing_page

Stores landing page name through which user arrives at Marsh site and the time in milliseconds.

Performance

_sdsat_traffic_source

Stores landing page name through which user arrives at Marsh site.

Performance

NID

Used by Google to measure traffic and save settings, for example to identify which browser is used and what settings are used.

Functionality

marshCountrySite

It's set when the user selects a country from the Global Landing Page to make it the default Country.

Functionality

consentCookie

This cookie is set when implied cookie consent policy is accepted.

Functionality

browserAlert

This cookie is created to disable the unsupported browser message

Functionality

AMCV_###@AdobeOrg

Adobe Marketing Cloud uses a cookie to store a visitor ID that is used across Marketing Cloud Solutions.

Functionality

bt2

Social sharing platform provides current site recommendations based on user visits.

Functionality

di2

Tracks Social Share platform cookies expiration.

Functionality

dt

Used by the social sharing platform AddThis.

Functionality

loc

Help providers determine geolocation of people who use Social Share features.

Functionality

uid

Targets ads based on behavioural profiling and geographical location.

Functionality

uvc

Detects how often the social sharing service, AddThis, encounters the same user.

Functionality

vc

Used by the social sharing platform AddThis.