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Some construction companies procure contract works insurance policies on a case-by-case ad-hoc basis when required to do so as a contractual obligation or requirement.

While this may be an appropriate and necessary approach for very large projects, for heavy civil works (such as tunnelling and wet works) and projects in specific natural catastrophe zones, there is an effective and advantageous alternative for a contractor’s portfolio.

Marsh works with many national and multinational contractors to design and arrange annual or multi-year insurance facilities that automatically include all projects within pre-agreed parameters and limits, without the need to arrange single project policies.

There are many advantages for a contractor adopting an insurance facility approach, including:

  • Simplified tenders.
  • Reduced administration.
  • Certainty of cover.
  • Insurer relationships.
  • Cost savings.
  • Claims response.

Our people

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Guy Fitzgibbon

Head of Global Contractor Group, UK Construction

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Kelly Outram

Head of Global Contractor Development, Marsh Specialty