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Private Medical Key Staff Scheme

People working in education are, on average, absent through illness for 13.2 working days a year.*

It's well known that private medical insurance is amongst the most valued staff benefits – it can play a key role in helping schools and colleges to attract and retain the very best people.
The key staff scheme administered by Marsh makes looking after the health of your key staff – from head teachers to heads of finance – easier.

The key staff scheme offers private medical insurance for staff and their dependents for eligible treatment in the UK.

Key features include:

  • Pre-existing conditions covered – no previous medical history required.
  • Full payment for hospital charges such as accommodation, theatre charges, intensive care.
  • Specialist MRI network – MRI, CT and PET scans paid in full.
  • 24-hour health-line offering medical information and guidance.

There is no overall maximum benefit limit in any one year, although there are set limits for certain benefits.


Any member of your staff can be included, provided that at least three employees are covered.


Premiums start from less than £993 per annum, per staff member. And whilst they must be paid by the school and not recouped, the school may recover the cost of any dependents added if it so chooses.

Key staff health insurance from Marsh can play a key role in looking after the well-being of key staff members, as well as supporting the risk management and continuity planning for a school by allowing greater influence over the time-tabling of medical procedures.

*2013 Absence Management Survey from the Chartered Institute for Personnel and Development