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Global Insurance Rates Mark Tenth Consecutive Quarterly Decline in Q3


The third quarter of 2015 saw commercial insurance rates decline globally in all regions and most lines of business, according to the November 2015 “Global Insurance Market Quarterly Briefing.” Renewal rates decreased in all regions in the third quarter, contributing to a 4.8% global composite decline. The UK and Asia-Pacific regions posted the largest composite rate decreases, followed by Continental Europe, Latin America, and the US, respectively.

Key findings from the report:

  • Among the major coverage lines, property insurance rates showed the largest declines with decreases averaging more than 5% globally.
  • Casualty rates fell on average for 2% to 4% across all major regions.
  • Financial and professional liability lines presented mixed rate results.

The report also includes an analysis of factors driving cyber insurance rates, which increased on average by more than 15% in the US.

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