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Cargo & Logistics

Your company’s product is your most valuable asset. Marsh’s specialist cargo and logistics team can help you identify its movement and storage risks, and determine and secure the appropriate levels of insurance protection and risk mitigation.
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The cargo and logistics industry is undergoing a huge transformation. As a result of the pandemic, integration of the logistics and transportation industry has accelerated.

Digitization and customer expectations are driving existing industry stakeholders and new entrants to seek greater speed and control of end-to-end product delivery.

Our cargo and logistics team utilizes the latest technology and risk management strategies to develop insurance programs that cover the entire supply chain. Our aim is to provide you with greater risk understanding, visibility, and protection of your cargo shipments.

We continually innovate insurance programs with digital solutions, data and analytics, facilities, and risk management services. And through our integrated claims management services, we help you reduce costs and improve claims recoveries.

We serve businesses of all sizes from multinational owners of product to small parcel companies, as well as global logistics providers. We have the scale, scope, and market presence to help you manage and mitigate your risks across the supply chain.

Report

Marine, cargo, and logistics trends report

The report that explores four seismic shifts affecting the maritime and logistics ecosystem, and the impacts on risk management.

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Featured insights

Forklift moving shipment from container into warehouse

Article

05/13/2025

Unlocking possibility in the logistics industry

World-class insight, fit-for-size solutions and expertise from key sector specialists in the logistics industry are tailored with a personal touch to help you find better ways to manage your risk, optimise your spend, protect your people, and support your growth.

A cargo ship is sailing over open ocean

Article

04/14/2025

How insurance innovation is unlocking opportunities in marine, cargo, and logistics

Global trade uncertainty and supply chain risk — driven by geopolitical instability, climate change, and shifting trade policies — present challenges to cargo owners.

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Article

01/16/2025

P&I club renewal 2025

Our annual P&I club renewal updates provide information on P&I club renewal policies, supplementary call history, general increase history, International Group reinsurance rates, and P&I release calls.

View more

FAQs

Any party shipping goods, product, or commodities by any means of transportation.

Cargo insurance pricing is calculated based on a valuation of the goods being transported and the perceived risk. The valuation of cargo is customizable based on the desire of the cargo owner and how it calculates values. For example, the insured value of your goods can be determined by adding the commercial invoice value of the goods (how much you are receiving in payment from your customer) to the cost of freight transport, with an additional 10% charge to cover additional expenses. Alternative valuation options are replacement cost, agreed value, and selling price.

Logistics is the arrangement and/or transportation of goods in the global supply chain. The exact insurance coverage requirements must be tailored to the activities of each operation. However, as the principal activity for logistics providers is the care, custody, and control of the goods of others, a core insurance coverage is cargo legal liability.

Logistics insurance products offer protection to any party involved in the transport, storage, or arrangement of such activities. These include trucking companies, freight forwarders, warehouse operators, non-vessel owning common carriers (NVOCC), customs brokers, and freight brokers.

This can vary greatly depending on each activity, limits, losses, contractual liability, applicable conventions, domestic or international movement of goods, and size of operation. Gross freight receipts of mileage are always used for rating purposes in conjunction with all other relevant exposure information.

A “general average” is a loss arising from the voluntary sacrifice of any part of a ship or cargo, or an expenditure to safeguard a ship and the rest of the cargo. When the vessel owner declares a general average, the vessel owner and all the cargo interests will share the expenses associated with the loss on a pro-rata basis. These expenses are typically covered under your cargo insurance policy. Such losses can be significant and may require letters of guarantee to have the cargo released. A letter of guarantee would be issued by the insurance company and is an agreement to meet an insured’s liability for contribution.

Global leadership

Marcus Baker

  • United Kingdom

George Jones

  • United Kingdom

Mark Cracknell

Global Head of P&I

  • United Kingdom

Matthew Yeshin

Managing Director of Global Digital Cargo, Marsh Canada

  • Canada

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Contact us to get in touch with an industry or risk subject matter expert, learn more about a specific solution or submit a sales/RFP inquiry.

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