Manulife Sponsored Travel Agency Business Insurance Program

Looking to save on your business costs?
It’s time to review your insurance options.

The Manufacturers Life Insurance Company has engaged Marsh Canada Limited to create a unique insurance package policy for Manulife Sponsored Travel Agencies — underwritten by Northbridge Insurance. Your affiliation to Manulife allows you to access a sponsored, preferred group insurance program featuring coverage for Errors and Omissions (E&O), Commercial General Liability (CGL), and Property along with additional benefits for Manulife Sponsored Travel Agencies. Take a few minutes to compare the competitive rates available under this program and you could save.

To receive a quote, please follow the steps outlined below:

1. Open the Application Form (see link below).
2. Enter the information and tab to validate each section.
3. Once all mandatory fields are completed, click the "Submit" button to email us the completed form.

Please DO NOT print this application and hand-write your responses. The application should be completed online and submitted to us by clicking the “Submit” button on the application or by saving as a pdf attachment and emailing it to businessinsurance.travel@marsh.com.

If you encounter any problems after you've attempted to complete the application, please contact us using the information listed below. 

PDF APPLICATION FORM FOR MANULIFE SPONSORED TRAVEL AGENCY INSURANCE PROGRAM

PDF APPLICATION FORM FOR INDEPENDENT CONTRACTORS - ALBERTA ONLY

Coverage Highlights
 

Errors and Omissions (E&O) Liability

• Worldwide Territory.
• Duty to Defend.
• Bilateral Extended Reporting Period (ERP) of 180 days included with optional ERPs available at additional cost.
• Broad definition of claim.
• Broad definition of insured including coverage for independent contractors.
• Defense costs in addition to the E&O limit.

Commercial General Liability and Property

• All risk, replacement cost coverage for Business Personal Property.
• Equipment Breakdown
• $500,000 Tenants Legal Liability included.
• $50,000 Extra Expense included
• Business Interruption.
• $10,000 Crime including Employee Dishonesty.
• Non-Owned Automobile.
• Perils of Flood, Sewer Backup, and Earthquake.

Key Features

• Legal Assistance Hotline* - Free unlimited legal advice for your business.
• Trauma Assist.
• Employment Practices Liability - Extension for E&O.
• Provincial Regulatory Conditions.
• Fraud Coverage for those individuals mandated to carry this coverage.

Sample Premium

A travel agency with under $1,500,000 in annual revenues is insured for limits of $1,000,000 E&O, $1,000,000 CGL, and $30,000 Property with a $1,000 deductible. The current yearly insurer premium for this coverage from Northbridge Insurance, under the Manulife Sponsored program, would be $804 —representing a possible $403 saving when compared to a current quote for similar coverage in the marketplace.

Please note that the case study provided above is only an indication. Your actual premium quote will vary according to your travel agency annual revenues and coverage needs.

For more information, please contact your Marsh Canada Limited licensed insurance broker:

Toll-Free: 1 844 493 4992
Email: businessinsurance.travel@marsh.com

Information on this web page represents a synopsis of coverage and is provided as a reference only. The actual policy, including endorsements determines coverage. It contains exclusions, limitations and other provisions not referenced (or only briefly summarized) here and the policy should be consulted for full coverage terms, conditions, and requirements. Deductibles may apply. For exact terms, definitions, limitations, and exclusions, please speak with your licensed Marsh Canada Limited insurance broker, or refer to the policy wording.

Manulife does not underwrite, administer, or adjudicate any insurance or coverage set out in this brochure.

*Services are not an insurance policy. Not all policies are eligible, contact Marsh Canada for details.