We're sorry but your browser is not supported by Marsh.com

For the best experience, please upgrade to a supported browser:



To run your business, you need guarantees for contracts and other financial obligations.  Our surety experts provide industry-leading, innovative bond consulting services.

Our global network of surety specialists who know the industry and its characteristics.

Marsh’s Surety Practice provides consultative surety services, including executing bonds, reviewing contracts, and obtaining bonding capacity from surety companies.

With Marsh Surety, you can also replace bank letters of credit or insurance guarantees with more cost-effective surety bonds, freeing up credit capacity for other business needs.

A key to Marsh’s industry-leading offering is our proprietary SubSecure Report, which prequalifies a subcontractor’s financial standing from a surety point of view and assigns a numerical solvency score based on key benchmarks, providing you a comprehensive view of your subcontractor’s financial strengths and weaknesses.

Construction Surety

Construction surety provides in-depth industry knowledge, solutions, project analysis, contract review, and day-to-day construction bond execution services. Examples of these bonds include construction and environmental performance, payment, supply, maintenance, and warranty bonds.

Commercial Surety

Commercial surety helps obtain capacity at the lowest cost for all corporate surety needs. Examples of these bonds include court appeal, bank depository, mining reclamation, landfill closure, workers' compensation self-insurers, and custom tax guarantees.

International Surety

International surety examines the unique surety requirements internationally. Specialists negotiate surety credit to replace letters of credit, thereby creating additional bank lending capacity for clients. Examples of these bonds include advance payment, trade guarantees, construction, performance, warranty and maintenance bonds.


Project owners, engineering and construction firms, general contractors, construction managers, and specialty contractors face subcontractor default risk, and require critical support in determining subcontractor solvency prior to award. Using our SubSecureSM service, Marsh’s Surety Practice can help you analyze a subcontractor’s financial standing and degree of default risk.

As part of our SubSecureSM offering, you receive:

  • An individual SubSecureSM report that scores subcontractors’ financial factors against 10 important areas to identify if they present a high risk for potential default.
  • An individual contractor "Z Score" report that is widely recognized as an indicator of potential financial problems.
  • A subcontractor portfolio report, to analyze the overall credit/financial quality of your subcontractors.

Based on the above reports, you can prequalify and determine whether to accept or decline a subcontractor. Or, for strong risks, you may elect to waive bonding requirements to achieve cost savings associated with bond premiums.