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Reframing insurance risk

Find out why you should consider housing property and business interruption cover within an ESG framework.

ESG (environmental, social, governance) is a framework to map out an organisation’s impact on the world and to demonstrate how it is addressing that impact. An ESG framework provides an opportunity to explore how ESG issues and risks can be mitigated and/or protected by insurance coverage.

The increased frequency and severity of natural catastrophes and extreme weather events have disrupted housing providers and their supply chains. This has had a direct negative effect on property and business interruption insurance. Combined with consumer and investor pressure on insurers to respond to an ESG agenda, the insurance industry has a critical role to play in building a more sustainable future. But this transition is not without risk, and existing and emerging insurable risks should be considered in the context of ESG and sustainability.

Find out more about the ESG cover considerations for housing property and business interruption insurance. Read the full article.

This article was originally published in the October 2022 edition of stronger, the ALARM journal. ALARM is a not-for-profit membership association that has supported risk management professionals for over 30 years. They provide members with outstanding support to achieve professional excellence, including education, training, guidance, networking, and industry recognition for best practice across risk management and related services. For more information, visit and follow @ALARMrisk on Twitter and LinkedIn.