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Data Centre Insurance and Risk Management Services

Risk management and insurance support for the digital infrastructure and data centre sectors​.

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Data centres are now classified as critical national infrastructure

Marsh offers Data Centre Insurance and Risk Management Services, delivered by a team of specialists from across the business. The team supports clients with risk management and insurance solutions throughout the full lifecycle of data centre operations - from early-stage project development and financing through construction and into day-to-day operational activity.

Data centres have become sought-after assets for many investors, builders and operators. We expect the following trends to continue to influence the data centre market as future demands and technology shape it. For example, growth in regions such as Asia Pacific is expected to remain strong, with the market projected to reach US$53.58 billion by 2028.

Find out more through our tailored insight articles for the digital infrastructure and data centre sectors, designed to help you understand and mitigate risk, alongside key perspectives from the insurance industry.

Data Centre industry mega trends

Market continues to grow

The exponential growth in data generation is fuelling the increasing demand for data centre space.

Artificial Intelligence

Investment-driven AI initiatives are propelling the need for scalable infrastructure. This includes data centres, to support their growth and development.

Sustainability

The task of upholding publicly declared net-zero goals will become increasingly challenging and more expensive to maintain.

Construction and supply chain delays

Project timelines are being extended. This is due to power distribution constraints and supply chain delays in obtaining key components for data centres.

Hyperscale data centres

Hyperscale customers are characterised by their appetite for capacity. They often take entire data halls or buildings in a single deployment.

Edge computing and localisation

Propelled by advancements in AI localisation, shifts in globalisation strategies, and the growing need for personalised content, edge computing has become essential.

Expected rise in regulation

Regulations pertaining to data centre localisation are becoming increasingly prevalent. Companies are required to establish data centres within specific geographic boundaries.

Power

The pressing demand for increased power capacity will drive data centre operators and governments to actively seek out reliable and sustainable energy sources to meet their goals. 

Digital Infrastructure

Fuel your digital growth with Marsh - expert risk management that accelerates innovation, investment, and market speed. 

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Marsh is a global player in the insurance and risk management industry worldwide. We are committed to supporting organisations in the digital infrastructure and data centre sectors.

Marsh offers comprehensive risk management and insurance support through all stages of the data centre and digital infrastructure lifecycles. This is particularly valuable given:

  • the rapid pace of development;
  • the intricate nature of contracting and construction;
  • the interdependencies among different segments of the lifecycle;
  • and the unique operational, property, cyber, and business interruption risks that traditional commercial property insurance may not fully address.

Who we are and what we do

Marsh supports a wide range of sectors and business models involved in data centres. This includes diverse operating models and industries that heavily invest in this infrastructure. For example, real estate, technology, and financial services organisations. Find out more in our brochure.

Our support can include helping clients assess location-specific risks such as natural hazards and climate-related exposures, evaluate redundancy and system resilience, and consider insurance needs across physical infrastructure and digital liabilities.

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Discover how Marsh’s specialised risk consulting solutions support data centre clients throughout every stage of the asset lifecycle.

This video explains how we help manage technical, environmental, and operational risks to ensure uptime, optimise insurance, and build resilience – empowering investors and operators to protect and maximise the value of their digital infrastructure assets.

Marsh’s comprehensive support for data centre asset lifecycles

FAQs

Just like many other companies, data centres are vulnerable to cyber risks and cyber attacks. It's particularly important for data centres to have appropriate cyber insurance coverage because they can handle sensitive customer data. Cyber attacks and data breaches can have a significant impact on any company, so having the right cyber insurance in place is vital. Data centres are prime targets for cyberattacks, and cyber liability insurance can help protect against claims arising from data breaches or the theft of confidential data, as well as certain legal and regulatory costs. Under GDPR, breaches can result in fines of up to €20 million. Find out more about Marsh's cyber risk services here. 

We have a special team that knows this area well. We support clients at every stage. This includes planning, building, and running data centres. Marsh helps with risks from fast growth and complex projects. They also help with rules, power needs, and keeping things green. Dedicated insurance solutions for data centres can address risks specific to these facilities, including property damage, equipment breakdown, business interruption, cyber exposures, delay in start-up during construction or expansion, and environmental liability from coolant spills or other hazardous substances used in cooling. This can be important because outages can lead to significant financial losses and potential legal expenses, and cover may also need to respond to equipment failure caused by power surges, water leaks, overheating, or even utility failure and off-site power outages. Their insurance protects data centres, which are very important for our digital world.

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UK Leadership

Sam Tiltman

Sam Tiltman

Digital Infrastructure Industry Leader, UK, and Technology Industry Growth Leader, UK

  • United Kingdom