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WEATHER AND NATURAL CATASTROPHES

Hurricane Resource Center

If your organization is affected by a hurricane or tropical storm, we can help you manage business interruption, prepare insurance claims, and support employees.

Hurricanes and tropical storms can threaten lives, displace people, and leave behind significant destruction. Organizations with operations in storm-prone areas should review and refresh preparedness plans. It’s important to take action to be ready for potential flooding, property damage, and service interruptions; and be prepared for insurance claim filing.

Here, you’ll find information, guidance, and insights about how you can prepare, respond, recover, and remain resilient.

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Businesses can take steps ahead of a hurricane to minimize harm to people and property, and recover as quickly as possible. You should prepare beforehand through a combination of assessing your storm risk and potential damage, preparing a claims process, and ensuring coverage. Some examples of steps you can take ahead of storm season could include:

  • Evaluating your physical and operational exposure
  • Reviewing your property insurance policy
  • Planning for employee safety

Resource: Download our hurricane preparedness checklist

Businesses in known storm-prone areas should be prepared to take quick and careful action to safeguard their properties through robust emergency response, evacuation, and business continuity plans and strategies. Some key steps include:

  • Assemble your emergency response team
  • Allow employees time to prepare their homes and safeguard families
  • Identify vital records, make copies, and/or relocate them
  • Be wary of the potential for flooding
  • Follow government and local media reports for advisories and/or evacuation orders

Resource: Download our guide on preparing for an imminent hurricane

After a major storm event, businesses may be eager to get back to work. However, companies must approach return to work with safety procedures in place and with a mind towards reporting their claims. Some examples of a safety-first mindset include:

  • Account for all employees
  • Prioritize immediate recovery needs and resources
  • Identify immediate hazards such as downed electrical lines, leaking gas, or flammable liquids
  • Assess the need for and establish security and safety precautions

Resource: Download our guide on getting back to work safely and managing claims after a hurricane

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