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Cyber ECHO

Access extensive unmatched capacity, coverage certainty, and optionality through our excess facility.
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Over US$200+ million limit

Obtain the necessary financial protection to address even the most significant cyber and technology risk exposures.

Round-the-clock reinstatements

Benefit from continuous support and peace of mind with unique coverage against separate losses within a given policy year.

Global coverage

Access comprehensive protection worldwide, offered by Lloyd's, company markets, and in Bermuda.

New for 2026

Marsh has significantly enhanced Cyber ECHO, now offering up to $200 million in cyber insurance capacity and making it the largest cyber facility of its kind worldwide. Clients can now benefit from a free first reinstatement option and a paid second reinstatement option for separate cyber events, allowing them to reduce protection gaps and maintain continuous coverage. Additionally, clients with premiums over $1 million can access bursaries for risk management services, all designed to provide protection against cyber and technology risk exposures.

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In today's rapidly evolving digital landscape, the need for comprehensive cyber and technology risk insurance has never been more critical. As companies face increasing exposure to cyber events, they require robust coverage and risk transfer solutions. However, obtaining excess coverage can be a complex and challenging journey.

Marsh’s Cyber ECHO facility offers businesses the level of cyber insurance protection and capacity they need, quickly and efficiently. Clients can now access over US$200 million of capacity to address their most complex cyber and technology risk exposures. Our streamlined placement process and claims mechanism ensure a seamless experience for our clients.

Keeping pace and looking ahead

Many companies now perceive the increasing exposure to cyber events and seek to transfer more of their risk. Marsh Cyber ECHO helps companies access additional insurance capacity and coverage certainty, providing robust protection against threats.

Cyber ECHO provides peace of mind through comprehensive financial protection and continuous support worldwide. The result is potentially considerable savings for businesses, as well as unique coverage against multiple losses within a given policy year.

Cyber ECHO enables clients to tap into the following:

selected option

Clients benefit from two reinstatement options designed to maintain continuous coverage throughout the policy year. The first reinstatement is free and automatic, providing immediate protection against subsequent losses after the original coverage limit is exhausted. A second reinstatement is available for purchase either before policy inception or mid-term, offering additional flexibility and security to cover multiple cyber incidents within the same policy period.

The Cyber ECHO facility simplifies the insurance experience by assigning one lead to control all underwriting activities and two leads to manage claims handling per panel. This clear division of responsibilities reduces negotiation time and eases the transaction process, enabling faster decisions and a more efficient client experience.

Cyber ECHO clients can choose how their facility is underwritten, selecting from Lloyd’s of London insurers, company markets, or Bermuda-based insurers. This flexibility allows clients to tailor their insurance arrangements to best fit their requirements, risk profiles, and preferences, ensuring a customized and effective cyber risk solution.

The facility provides worldwide coverage through globally licensed Lloyd’s syndicates, company markets, and Bermuda insurers. Licensed insurers can pay claims directly into these territories, ensuring a seamless and efficient claims process regardless of where clients operate, which is critical for multinational organizations managing cyber risks across borders.

Cyber ECHO offers special exceptions that allow the inclusion of technology Errors & Omissions (E&O) and/or media liability coverage when written alongside cyber insurance. This enhanced protection addresses the evolving and complex risk landscape faced by organizations, providing broader coverage that helps safeguard against a wider range of technology-related liabilities.

Why Marsh?

Through our Cyber ECHO facility – the largest cyber facility of its kind worldwide – and with our expertise, we can help you take an enterprise-wide approach in building your cyber resilience.

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If you would like to learn more about Marsh Cyber ECHO, and how we can help you better understand, measure, manage and respond to cyber risk, please get in touch or contact your local Marsh advisor.

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Our people

Queenie Chong

Managing Director, US and Canada Cyber Placement Leader

  • United States