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Blue[i]® Risk Appetite

Providing critical data insights to inform your risk transfer decisions.
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In today’s intricate risk landscape, it is vital for organizations to understand their financial ability and appetite to absorb losses that were not budgeted for, allowing them to navigate uncertainties with confidence. Marsh’s Blue[i] Risk Appetite solution provides you with the needed insights to enable informed decision-making that aligns with your organization’s strategic objectives.

Considering the interconnected and multilayered risks that organizations face, it has become even more critical to understand evolving and emerging challenges and quantify their potential financial impact on your organization. Marsh’s Blue[i] Risk Appetite is designed to assist organizations like yours in assessing their financial ability to fund unexpected losses and appetite for assuming these risks. Our team utilizes a combination of qualitative and quantitative analysis to help you evaluate the potential financial impact of various risks on your organization’s finances and helps you make decisions designed to reduce your total cost of risk. This, in turn, enables your insurance team to design a risk transfer program that aligns with your organization's willingness and ability to take risk.

The innovative solution offers intuitive methods to customize inputs that reflect your business’ philosophy on funding unexpected losses and protecting your balance sheet. Blue[i] Risk Appetite facilitates alignment among your organization’s risk management team and other key stakeholders — including the Chief Financial Officer, treasurer, and legal department — through a comprehensive understanding of your risk appetite. By gaining a clearer perspective on risks, you will be better able to make data-driven decisions and work with your broker or insurance advisor to build an insurance program that fits your organization needs. Our real-time insights can help the entire enterprise navigate the ever-changing risk landscape with greater confidence.

Blue[i] Risk Appetite provides valuable insights into your company’s willingness and ability to take risk, enabling you to make confident decisions and design optimal insurance programs that enhance your organization’s resilience in the face of evolving risks.

Blue[i] Risk Appetite Analytics

FAQs

Blue[i] Risk Appetite, part of our next-generation analytics suite of digital solutions, is a comprehensive solution designed to assist organizations in determining their appetite for unexpected losses, providing critical insights to help you navigate uncertainties with confidence.

Blue[i] Risk Appetite provides valuable insights into the uncertainties that an organization may face. It helps organizations better understand the challenges they encounter and determine the amount of risk they are willing and able to fund.

In order to quantify how much unexpected loss your organization can tolerate, our specialists will input and validate the organizational data and objectives you provide using two methods:

  • A key performance index-based approach that analyzes historical KPI performance to understand the level of volatility your organization has been able to successfully manage and uses peer comparisons to provide additional context.
  • An advanced sources of funding-based approach quantifies your financial capacity to fund unexpected losses by considering your available capital, with inputs customized according to your requirements.

Equipped with a comprehensive understanding of your risk appetite, you can collaborate with your broker or insurance advisor to build an insurance program that provides your organization with the financial protection that aligns with your risk appetite in the event of a loss.

Given the ever-evolving risk landscape, your risk appetite may change over time. Our risk analysts can use Blue[i] Risk Appetite to update your data and provide a revised risk appetite that reflects your current needs, ensuring you can streamline decision-making and enhance resilience.

Our specialists work closely with you to capture specific data about your organization and goals. This data is then input into our Blue[i] Risk Appetite solution, and our analysis indicates how your KPIs could be impacted if you were to exceed your risk appetite. This allows you to refine your selection at the level that aligns with your comfort preferences.

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Raj Lakhani

  • United Kingdom

Liz Walker

Analytics Solutions Leader, US and Canada

  • United States

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Blue[i] is a trademark owned by Marsh LLC and registered in the US.