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Expertise

CoverScope

Centralizes your historical and current insurance policies in one dashboard, so you find coverage faster.

Approaching complex coverage challenges with clarity

Insurance data is often fragmented across insurers, brokers, systems, and acquired/divested businesses, making it difficult to get a complete view of your program when important decisions need to be made. You may struggle to use policy data effectively when evaluating renewals and program design, to understand and apply coverage when responding to claims, and to manage the administrative burden of maintaining policy documents.

These challenges are especially pronounced in claims related to long-tail liabilities, where relevant policies may date back decades. 

CoverScope helps organizations bring order to both current insurance programs and legacy coverage questions by centralizing policy information in one secure, searchable platform. By combining policy storage with structured analysis, CoverScope gives clients a clearer view of the information that matters most, supporting more informed renewal decisions, more effective claims response, and a more streamlined approach to policy administration.

 

Key capabilities

CoverScope offers the following:

Consolidate current and historical policies, endorsements, binders, invoices, certificates, and related records, including non-Marsh brokered policies, in one secure, searchable repository.

Gain an at-a-glance view of your insurance program through layered, color-coded dashboards that highlight gaps, limits, aggregates, and insurer concentration.

Align policy language and exclusions with loss scenarios to identify potentially responsive policies and better assess recoverable limits.

Transform premium and limit data into practical intelligence that supports claims strategy, coverage discussions, and renewal negotiations.

Draw on decades of policy history when needed to support long-tail claims and historical coverage analysis.

Your organization benefits from:

  • More efficient and effective claims response: Quickly locate and evaluate potentially responsive policies across years, insurers, brokers, and business units, so that coverage discussions can advance more efficiently.
  • Greater clarity across complex coverage: Better understand gaps, limits, and insurer concentration across long-tail liabilities and other challenging loss scenarios.
  • Data-driven renewal and claims strategies: Bring historical and current insurance information together in one place to better quantify exposures and support more informed claims and renewal discussions.
  • Better communication with the C-suite: Translate complex insurance program structure and spend into a clearer view for executive stakeholders, helping support more informed conversations about coverage, risk, and value.
  • Support for day-to-day program management: Manage multiple current and legacy insurance programs more efficiently with a more organized and accessible view of policy information.

How Marsh can help

As a global leader in risk and insurance, Marsh combines deep expertise with cutting-edge technology to help you manage and strengthen your risk management and insurance programs. 

Our Complex Liability Consulting team brings deep experience in policy review, insurance archaeology, and coverage analysis for complex claims and long-tail exposures. Our professionals can help you organize and analyze your policy portfolio so you can better understand your coverage and make more informed decisions. 

Featured insights

To learn more about CoverScope or how our risk consultants can support you with complex liabilities, get in touch.