UK Directors and Officers Insurance Market Update

The UK directors and officers liability (D&O) insurance market has changed considerably in the last 18 to 24 months. This has continued into 2020, as capacity contracts and there are no new market entrants. Arguably, the change has been due for several years, due to a sharp rise in the overall frequency and severity of claims, and the deterioration of prior-year losses, which have led to a major shift in the global D&O market.

The UK D&O landscape has been reshaped by increased class actions and a changing regulatory and legal environment globally, with a heightened emphasis on individual accountability of senior executives.

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